Office and Professional Risks Insurance
Every type of office insurance contract is different. And for most people, the idea of sitting down and carefully reading through terms and conditions – let alone comparing them across policies – is a daunting task. But to make sure you actually end up with cover that will protect your business when things go wrong, it is vital to get the right advice.
At BBi Ireland we evaluate the terms and conditions of office insurance policies available within the insurance market, and identify those that we believe offer the best terms and value for our clients. This means that when we recommend a policy for you, you can be assured that we have gone over it with a fine tooth comb to make sure it can deliver what you need. With decades of experience specialising in the insurance needs of office-based businesses, we know what questions to ask you to clearly identify what risks your business may be exposed to and to assess the true value of your important operational assets. This means we can advise you on the right type and amount of cover, so that if you need to make a claim, there will be no nasty surprises.
BBi has access to a full range of office insurance products in the market.
Advice is just a phone call away. You have year-round access to our specialist office insurance advisers so that you can contact us in the event of a claim or any time you need advice about your insurance cover. We see ourselves as part of your risk management team.
As the old saying goes, insurance is like a parachute: you only find out how good it is when you need to use it.
If you charge fees for your knowledge or skills it is important to be covered by professional indemnity insurance. This cover protects you from legal liability for a financial loss suffered by a third party following your neglect, error or omission. Cover includes the costs of defending any action.
Cover is not only for traditional professions such as lawyers, accountants and insurance intermediaries but also for
- Computer consultants
- Recruitment consultants
- Media consultants
- Contractors and allied building trades
- Training organisations
- Travel agents
- Financial advisers
- Event organisers
- Other professional services
Your potential liability for professional services rendered extends for a considerable time after completion.
Ensure you are properly covered
When considering professional indemnity insurance it is worth noting that because there can often be a long delay between an event and a subsequent claim, you need to be covered both at the time of the event and when the claim is made. So if you plan to cancel your policy when you close your business or retire you may need to arrange "run off" cover for a period of time afterwards.
That’s why it simply pays to make sure the office insurance contract you sign up for will deliver the right type and level of cover your business needs to get through a difficulty you can insure against. Why not complete our online form or ring us directly for a quote today or alternatively if you wish to find out how we can help you please contact us by phoning our Office Insurance or Professional Indemnity Team on +353 (0) 49 4331038 or email enquiries@bbiireland.ie