Professional Indemnity Insurance

If you sell your knowledge or skills it is important to be covered by professional indemnity insurance. This cover protects you from legal liability for a financial loss suffered by a third party following your neglect, error or omission. Cover includes the costs of defending any action.

Cover is not only for traditional professions such as lawyers, accountants and insurance intermediaries but also for:

  • Computer consultants
  • Recruitment consultants
  • Media consultants
  • Contractors and allied building trades
  • Training organisations
  • Travel agents
  • Financial advisers
  • Event organisers
  • Other professional services

Your potential liability for professional services rendered extends for a considerable time after completion. Ensure you are properly covered.

When considering professional indemnity insurance it is worth noting that because there can often be a long delay between an event and a subsequent claim, you need to be covered both at the time of the event and when the claim is made. So if you plan to cancel your policy when you close your business or retire you may need to arrange "run off" cover for a period of time afterwards.

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50 Years