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Painters & Decorators Insurance


There is always a risk for Painters & Decorators, so you need to have the right cover when you need it most.

BBi Ireland have years of experience working with businesses of all shapes and sizes. We offer insurance to protect your business from damage to 3rd party property or injury to employee’s; let us tailor your cover to match your needs, giving you peace of mind to focus on your business.

Why use BBi for Painters & Decorators Insurance


Online Quote in 2 mins

We offer smaller contracting firms with 0-6 employees a quick, online Quote & Buy option, so you get the rates you want, when you need it most.

Ready for Site Immediately

When you purchase on-line, the documentation will be delivered immediately to you via email. This will allow you to get on-site with no delays.

Competitive Premiums

Our knowledge in the market and exclusive cover agreements means we offer impartial advice so your business gets the right insurance at a competitive rate.

How BBi help Painters & Decorators

What happens if one of your employees falls from a ladder and incurs a serious injury and negligence is proven against the business, do you have the right cover in place? This can have catastrophic consequences on a Small Business. Our cover can assist both your business and your clients in equal measure.

Let us manage your risks as an extension of your team; we can provide unique advice and insurance allowing you to focus on growing your business.

What makes our Painters & Decorators Insurance right for you?

Employers Liability

€13 million Limit of Indemnity as standard. Higher limits available.

Covers your legal liability to insure your employee's for death or injury sustained in the course of their employment. We offer Employer's Liability for up to six employees.

Public Liability

€6.5 million Limit of Indemnity as standard. Higher limits available.

Cover your legal costs and compensation awarded against your business if a 3rd party is injured or their property is damaged whilst you are engaged in activity on their premises or site. We offer Tradesman Public Liability Insurance, from €350 including all Levies and Taxes.

Products Liability

€6.5 million Limit of Indemnity as standard. Higher limits available.

Provides cover for your liability if a product that you make or supply causes personal injury or damage to property.

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Our Painters & Decorators Liability Insurance Details

Our Simple Criteria for you to meet - If you can answer "yes" to the following questions:

  1. No insurer has ever declined to insure you, or refuse to renew or terminate your Employers, Public or Products Liability insurance.
  2. You or your directors or partners have never been convicted of or charged with (but not yet tried for) a criminal offense, other than a motoring offense, except as provided for under the Criminal Justice (Spent Convictions and Certain Disclosures) Act 2016.
  3. You or your directors or partners have never been owners, principals or partners of any other firm involved in this or a similar business which has been declared bankrupt.
  4. You have not suffered any losses or made any claims in the past three years for any of the perils or contingencies to which this insurance applies
  5. The total amount paid to Bona-Fide Sub Contractors does not exceed 25% of your annual turnover, or €150,000 whichever is the lesser, unless you have specifically advised us to the contrary.
  6. Your payments to Labour Only Sub Contractors do not exceed €5,000 per year, unless you specifically advise us otherwise.
  7. Any hot work you undertake, is carried out in accordance with the condition 13 i set out on page: 12 of the policy*.

* See our FAQ's and Key Facts page for more details.

 See the Policy Wording here.

About your Online Quote

Placed with Surestone Insurance DAC, an Irish Central Bank Authorised and Regulated Insurer, are backed by A Rated Reinsurers.

Your Quote is automatically guaranteed for 30 days.

Why use BBi?

Our Heritage

BBi Ireland have the industry knowledge, insurance experience and ease of access to new and exciting markets, providing competitive insurance alternatives.

35+ Years’ Experience

With extensive, up-to-date knowledge of the latest legislation and health & safety issues faced by companies across Ireland.

Competitive & Exclusive Cover

Our cover is competitive and payment methods are flexible, so you can choose the premium that suits your business needs.

Tailored to You

Regardless of size of project, trade or products, BBi Ireland offer tailored advice for your needs, when you need us most.

First-Class Service

Not only do we offer an experienced in-house claims team, we ensure all clients have a dedicated account manager to give you the best service in the market.

One Stop Shop

Get covered across your van, fleet, household, personal accident and even include any other assets your business owns.