Covers claims from third parties who suffer financial harm due to mistakes or oversights in your service delivery. For example, if a delayed HVAC installation causes operational downtime for a client, this policy helps cover compensation claims.

Protects against claims arising from errors or mistakes in your installation or repair work. If your team’s work unintentionally results in damage or malfunction, this coverage helps cover associated legal and financial liabilities.

Cover for products you supply or install that fail to perform their intended purpose. For instance, if a heating system doesn’t meet performance expectations and causes a client to incur additional costs, this policy can protect you from resulting claims.

Product Liability Insurance can protect your business from claims linked to defects or failures in the products or systems you supply or install. This protects your reputation while maintaining financial stability.

Employers Liability Insurance covers claims from staff or contractors that may be injured, or have fallen ill, while performing HVAC duties. This includes full-time employees, contracted engineers and apprentices or work experience participants

Public Liability Insurance is essential for protecting against injury or property damage caused during installations or repairs. For example, if a system failure leads to water damage in a client’s property.