Social Housing Insurance | BBi Ireland
Managing social housing initiatives demands robust protection against sector-specific risks. Standard property insurance often misses crucial elements unique to social housing projects. At BBi Ireland, we can arrange specialist insurance solutions that help housing associations, community groups, and social housing providers protect their property.
Social Housing Insurance | BBi Ireland
Managing social housing initiatives demands robust protection against sector-specific risks. Standard property insurance often misses crucial elements unique to social housing projects. At BBi Ireland, we can arrange specialist insurance solutions that help housing associations, community groups, and social housing providers protect their property.
What is Social Housing Insurance?
Housing associations and other social landlords need to buy a range of different insurance to protect their tenants, properties and finances.
The specialist social housing insurance market is constantly evolving. Social landlords are not the same as conventional property owners and you need to be confident that your broker not only understands your business but also the complexities of the market.
Insurance needs to meet the demands of not only of the housing association itself but also leaseholders, funders and other partners. It’s important that your broker understands this and designs your programme accordingly.
Why Choose BBi as a Broker Partner
Our Heritage
Dedicated Account Manager
We have specific service level agreements with insurer partners, ensuring our clients get a great service.
In-house Claims Team
BBi Ireland has an experienced team of professionals looking after your needs when you need us the most.
35+ years’ experience
With up-to-date knowledge of the latest legislation and health and safety issues faced by companies across Ireland.
Flexible Cover
Our cover and payment methods are flexible so you can choose the option that suits your business needs.
One Stop Shop
We can arrange cover for a wide range of business and personal insurance requirements.
What Can Social Housing Insurance Cover?
We understand community properties have specific needs, particularly regarding shared spaces and facilities. The solutions we arrange can protect buildings, communal areas, and resident services. Explore some examples of specialist cover types below:
Group personal accident Insurance
Many housing associations buy personal accident cover for their employees to provide a lump sum payment in the event of an accident that prevents them from working for an extended period.
Commercial and computers Insurance
Cover for your assets other than property stock. Office furniture and equipment, gardening and maintenance equipment, contents of depots and your computer system and the data it stores. Specialist cover is required for your computer systems.
Employment Practice Liability Insurance
This type of insurance provides cover for legal costs and compensation awards resulting from employment disputes and tribunals.
Professional Indemnity Insurance
Covers your legal liability to third parties arising from any advice or professional service you may provide. Particularly relevant on developments involving multiple parties and complex inter-party liabilities, requiring specialist policy drafting.
Contract Works Insurance
Insurance for the physical elements of your planned maintenance and refurbishment programme including part finished buildings, materials and machinery.
Motor Fleet Insurance
Motor Fleet Insurance covers third party and own-damage for any vehicles you own or lease. This cover is increasingly accompanied by a tailored risk management service.
Employers Liability Insurance
This covers legal costs and compensation arising from your strict duty of care to employees and volunteers.
Public Liability Insurance
Cover for legal costs and compensation arising from your more general duty of care to third parties as a result of your actions or inaction.
Property Owners Liability Insurance
Cover for legal costs and compensation arising from your duty of care to third parties specifically as owners of property.
Property Stock Insurance
Tailored insurance that covers your rented leasehold, and any other property for which you are responsible as well as lost rent or the cost of alternative accommodation. Sector-specific cover extensions and excess options are important here.
Directors & Officers Insurance
Can reimburse any costs incurred by board members, managers, and employees in defending against claims made by shareholders or third parties for any alleged wrongdoing.
Cyber Insurance
Helps to pay for any financial losses because of a cyber-attack or data breach. It can cover costs including investigations, crisis communication, legal services, and client refunds.
Get protected today
Let our team identify appropriate cover for your community housing initiative. Contact us via email or give us a call for your consultation.
Frequently Asked Questions
It’s important to get the right Social Housing Insurance for your business. To help you do that, here are our frequently asked questions about Social Housing Insurance. If you’d like some independent advice, please call us on +353 49 433 1038, and the team will be happy to help.
Contact our friendly team to discuss your project’s activities and protection needs, we will then arrange a suitable insurance package for you.
During the consultation phase, our experts will clearly explain any policy limitations.
As a broker rather than an insurance company we aren’t restricted by whatever limitations a particular insurer wants to impose. We can negotiate tailored cover with a range of different companies to ensure the best outcome.
Yes, we have a detailed understanding of public procurement and will be happy to help.
Detailed, unambiguous information is absolutely essential if you are to get the best out of the insurance market. Each housing association is different, and we will help you gather all of the data insurers need well in advance of your renewal or tender.