Tradesman Insurance


In then world of construction, accidents can happen.

BBi Ireland have extensive experience working with businesses of all shapes and sizes. We have cover to deal with unforeseen events such as negligence caused by the business resulting in, injuries to employees, 3rd party / person damage, residential & commercial property damage, or injuries sustained by sub-contractor to name a few; let us tailor a policy to suit your needs, so you can focus on running your business.

Why use BBi for Tradesman Insurance


Online Quote in 2 mins

We offer smaller contracting firms with 0-6 employees a quick, online Quote & Buy option, so you get the rates you want, when you need it most.

Ready for Site Immediately

When you purchase on-line, the documentation will be delivered immediately to you via email. This will allow you to get on-site with no delays.

Competitive Premiums

Our knowledge in the market and exclusive cover agreements means we offer impartial advice so your business gets the right insurance at a competitive rate.

What our clients say...


I found BBi Ireland online, but still received great customer service from their team. They were able to find insurance cover that suited the flexibility my business needed. This took away any stress I felt when trying to find the right insurance.

Director, Building Contractor

Which Insurance Cover is right for you?

Plumbing & Heating

Plumbing & Heating

Whether you are installing a new heating system, plumbing a new house, or part of a larger commercial build team...

We have cover to protect your business.

Carpenters & Joinery

Carpenters & Joinery

Whether you are working on a large-scale commercial project, smaller private dwelling houses, or completing 1st or 2nd fixings...

We have cover to protect your business.

Builders & Contractors

Builders & Contractors

Whether you are building a private dwelling house, renovating a shop, fixing a commercial office or building an extension...

We have cover to protect your business.

Handyman

Handyman

Whether you are working on an apartment block, safeguarding a commercial property or part of a larger property management company...

We have cover to protect your business.

Painters & Decorators

Painters & Decorators

Whether you are painting a commercial building, decorating the interior of a private dwelling or painting & decorating a public area...

We have cover to protect your business.

Bricklayers

Bricklayers

Whether you are working on a private dwelling house or a commercial property, fixing a damaged wall, or putting up a new chimney...

We have cover to protect your business.

Property Maintenance

Property Maintenance

Whether you are working on an apartment block, safeguarding for a commercial property or part of a larger property management company...

We have cover to protect your business.

How BBi help Builders & Tradesman

The need to protect your business, employees and clients is central to the future profitability of your company. You need to have piece of mind that you have sufficient cover if or when the time comes when your business faces the unlikely event of an incident. BBi takes away that stress and is an extension of your risk management department.

By developing niche products not widely available in the insurance market we are leading the way in allowing you quick and easy access to our online product.

What makes our Tradesman Insurance right for you?

Employers Liability

€13 million Limit of Indemnity as standard. Higher limits available.

Covers your legal liability to insure your employee's for death or injury sustained in the course of their employment. We offer Employer's Liability for up to six employees.

Public Liability

€6.5 million Limit of Indemnity as standard. Higher limits available.

Cover your legal costs and compensation awarded against your business if a 3rd party is injured or their property is damaged whilst you are engaged in activity on their premises or site. We offer Tradesman Public Liability Insurance, from €350 including all Levies and Taxes.

Products Liability

€6.5 million Limit of Indemnity as standard. Higher limits available.

Provides cover for your liability if a product that you make or supply causes personal injury or damage to property.

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Our Tradesman Liability Insurance Details

Our Simple Criteria for you to meet - If you can answer "yes" to the following questions

  1. No insurer has ever declined to insure you, or refuse to renew or terminate your Employers, Public or Products Liability insurance.
  2. You or your directors or partners have never been convicted of or charged with (but not yet tried for) a criminal offense, other than a motoring offense, except as provided for under the Criminal Justice (Spent Convictions and Certain Disclosures) Act 2016.
  3. You or your directors or partners have never been owners, principals or partners of any other firm involved in this or a similar business which has been declared bankrupt.
  4. You have not suffered any losses or made any claims in the past three years for any of the perils or contingencies to which this insurance applies
  5. The total amount paid to Bona-Fide Sub Contractors does not exceed 25% of your annual turnover, or €150,000 whichever is the lesser, unless you have specifically advised us to the contrary.
  6. Where you are applying for Employer's Liability cover your payments to Labour Only Sub Contractors do not exceed €7,500 per year, unless you have specifically advised us to the contrary.
  7. Any hot work you undertake, is carried out in accordance with the condition 13 i set out on page: 12 of the policy*.

*See our FAQ's and Key Facts page for more details.

See our Policy Wording Here

 

About your Online Quote

Placed with Surestone Insurance DAC, an Irish Central Bank Authorised and Regulated Insurer, are backed by A Rated Reinsurers.

Your Quote is automatically guaranteed for 30 days

Why use BBi?

Our Heritage

BBi Ireland have the industry knowledge, insurance experience and ease of access to new and exciting markets, providing competitive insurance alternatives.

35+ Years’ Experience

With extensive, up-to-date knowledge of the latest legislation and health & safety issues faced by companies across Ireland.

Competitive & Exclusive Cover

Our cover is competitive and payment methods are flexible, so you can choose the premium that suits your business needs.

Tailored to You

Regardless of size of project, trade or products, BBi Ireland offer tailored advice for your needs, when you need us most.

First-Class Service

Not only do we offer an experienced in-house claims team, we ensure all clients have a dedicated account manager to give you the best service in the market.

One Stop Shop

Get covered across your van, fleet, household, personal accident and even include any other assets your business owns.